Every corporate face unique challenges. We can provide you the right expertise and special know how to help build the strategies and solutions you need to succeed. We are market specialist and offer our clients best practice on the field of trade credit management.

credit4sales is the digital credit management solution of RiskCover Group. Our fintech company is guided by the mission to create value for our clients as their trusted provider and manager of credit risk. Coming from banking and credit insurance sector, with over 20 years of professional experience we combine expertise with state of the art technology. We have built up our internal risk analyst and credit underwriting team and work in close cooperation with local and international information and service providers.

András Kozma (andras.kozma@credit4sales.com)

Andras is board member and co-founder of RiskCover Group. He has more than 20 years of experience as senior manager in the financial sector. During his time András has held different executive positions at some larger financial companies. He was head of Risk at Hypovereinsbank, Member of the board at Euler Hermes and CEO of Commerzbank Hungary. He is currently Member of the Board of the German-Hungarian Chamber of Commerce and Industry.

Peter Maibaum (peter.maibaum@credit4sales.de)

Peter is Head of sales at RiskCover Germany. He has been working for nearly 20 years in sales of professional credit management solutions. He is committed for the credit function and has been supporting corporations at implementing their diverse credit management strategies, at optimising of processes and also at creating and implementing of new credit policies. In his current role at RiskCover GmbH he is responsible for marketing of the SaaS credit management software „credit4sales“.

Ákos Schmidt (akos.schmidt@credit4sales.com)

Ákos is CEO and co-founder of RiskCover Group. Before starting with RiskCover Ákos has held a number of senior positions within the banking sector. As co-founder of our company, he has spent most of his career with trade credit management. His responsibility is risk assessment, financial consultancy and outsourcing services. His experience and understanding in risk and collection is very much appreciated by our clients.


Our success – our people. RiskCover Group’s staff of over 20 people spans currently for two countries. With over 15 years of experience our colleagues are specialised in credit management, risk underwriting, IT development and project management. All our team members are committed to deliver professional services and products to help our customers achieve their business ambitions. We are market experts and offer our clients the highest degree of market expertise.

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